Millions of Americans rely on Social Security and Supplemental Security Income (SSI) to cover essential expenses. June 2025 brings important updates, including payment dates, eligibility details, and the maximum benefit amounts—especially for those waiting for the $5,110 check. Here’s everything you need to know, including a detailed payment schedule and what to do if your check is delayed.
Social Security Payment Schedule for June 2025
The Social Security Administration (SSA) distributes payments on a staggered schedule each month, based on when you started receiving benefits and your birth date. Here’s how June 2025 payments break down:
Social Security & SSI
| Benefit Type | Average Monthly Payment | Maximum Monthly Payment | Payment Date (June 2025) |
|---|---|---|---|
| Social Security | $1,915 | $3,822 – $5,110 | June 3, 11, 18, or 25 |
| SSDI | $1,537 | $3,822 | June 3, 11, 18, or 25 |
| SSI | Varies by eligibility | Varies by eligibility | May 30 (for June), July 1 (next) |
Who Gets Paid and When?
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If you started receiving Social Security before May 1997:
Payment Date: June 3, 2025 -
If your birthday falls between the 1st and 10th:
Payment Date: June 11, 2025 (Second Wednesday) -
If your birthday falls between the 11th and 20th:
Payment Date: June 18, 2025 (Third Wednesday) -
If your birthday falls between the 21st and 31st:
Payment Date: June 25, 2025 (Fourth Wednesday) -
SSI Recipients:
SSI checks for June were paid on May 30, 2025, since June 1 is a Sunday.
At-a-Glance: June 2025 Social Security & SSI Payment Dates
| Recipient Type or Birth Date Range | Payment Date |
|---|---|
| Received benefits before May 1997 | June 3, 2025 |
| Birthday 1st – 10th | June 11, 2025 |
| Birthday 11th – 20th | June 18, 2025 |
| Birthday 21st – 31st | June 25, 2025 |
| SSI (for June) | May 30, 2025 |
How Are Social Security Payment Dates Decided?
The SSA uses a straightforward system:
-
Birthdate-Based Payments:
If you started receiving benefits after May 1997, your payment arrives on the Wednesday corresponding to your birth date range. -
Long-Term Recipients:
If you began receiving benefits before May 1997, you’re paid on the 3rd of each month, regardless of your birthday. -
SSI Recipients:
SSI is typically paid on the 1st, but if that falls on a weekend or holiday, payment is sent the previous business day.
How Much Will You Get? Social Security and SSDI Amounts
Maximum and Average Payments for 2025
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Average Social Security Retirement Payment:
$1,915 per month for all retired workers. -
Maximum Retirement Benefit:
$3,822 per month for high earners who delayed retirement. -
Maximum Benefit at Age 70:
$5,108 per month for those who waited until age 70 to claim. -
Average SSDI (Disability) Payment:
$1,537 per month. -
Maximum SSDI Payment:
$3,822 per month, depending on work history and age at disability.
Who Qualifies for the $5,110 Payment?
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Retirees who delayed claiming Social Security until age 70 and had high lifetime earnings are eligible for the maximum monthly benefit of $5,108 in 2025.
What to Do If Your Social Security Check Is Delayed
If your payment doesn’t arrive on the expected date:
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Wait at least three mailing days before contacting SSA.
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Double-check your bank or direct deposit information.
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Contact the SSA at 1-800-772-1213 or log into your My Social Security account.
Digital Payments: The End of Paper Checks
Starting September 30, 2025, all Social Security payments will be made digitally—via direct deposit, debit cards, or digital wallets. Paper checks will be discontinued except for a few special cases, increasing payment security and efficiency.
Why Social Security Payments Matter
For over 71 million Americans, Social Security and SSDI payments are a financial lifeline, especially as inflation continues to impact the cost of living. Knowing your payment date and benefit amount is vital for budgeting and financial planning.
FAQs
Q1: When will I get my June 2025 Social Security payment?
A: Payments are sent on June 3, 11, 18, or 25, based on your birth date and when you started receiving benefits.
Q2: Who qualifies for the $5,108 Social Security payment?
A: Retirees who delayed claiming until age 70 and had high earnings qualify for the maximum benefit of $5,110 per month in 2025.
Q3: What should I do if my Social Security payment is late?
A: Wait three mailing days, check your bank details, then contact SSA at 1-800-772-1213 or your local office